What the fraud stack sees
Everything looks legitimate
Device ✓ Session ✓ Identity ✓ Authorization ✓ — and yet the customer is being scammed in real time.
KYRi™ · Early Access Now OpenThe first fully agentic
Know Your Recipient Intent
The first fully agentic
defense against scams.
KYRi™ is an autonomous AI agent that investigates the recipient risk of every payment — reasoning across signals, gathering evidence, and returning a risk verdict before funds move. No rule trees. No vendor stack. No human in the loop.
01 · Agentic
An autonomous AI agent — investigates, reasons, decides.
02 · Recipient-first
Scores the recipient's risk, not just the sender's behavior, and intervenes to verify their intent.
03 · Pre-settlement
Returns a verdict before money moves — while funds are recoverable.
The Problem
Your fraud stack is blind to the recipient.
In an authorized push payment scam, the sender is the legitimate account holder. Real device. Real credentials. Real authorization. Every fraud signal is clean — and the money is gone.
Existing tools ask who logged in. None can prove whether the recipient should actually receive the funds. That's the gap KYRi™ closes.
The Missing Question
Is the recipient legitimate
No existing solution asks this. KYRi™ does — verifying recipient identity and intent before the payment settles, in real time.
Scam types KYRi™ detects
- Investment Scams
- Romance Scams
- CEO / BEC Fraud
- Invoice Fraud
- Remote Access Scams
- Mule Account Detection
- Pig Butchering
- Authorized Push Payment Fraud
The Result
Two Sides. One Clear Outcome.
Customers feel protected
For the first time, customers can trust that even if they're manipulated into initiating a transfer, the bank has a backstop. KYRi™ verifies the other side of the transaction — so a momentary lapse doesn't turn into a financial disaster.
Fraudsters are deterred
Scammers rely on the recipient side being invisible to banks. KYRi™ eliminates that invisibility. For the first time, anomalous recipient behavior is a signal — and fraudsters have nowhere to hide.
Early Access Program
Join the founding cohort of FIs shaping agentic scam defense.
We're partnering with a small group of banks and fintechs to operate KYRi™ in production. Founding partners get a dedicated integration team, direct input on the agent's reasoning, and live recipient-risk signals on their own payment rails within weeks.
- Lightweight sandbox integration — live signals in weeks, not months
- Dedicated integration & fraud-ops partnership
- Direct influence on agent behavior and risk taxonomy
- Preferred pricing for the duration of the program
Frequently Asked Questions
Have questions? Look here.
APP fraud occurs when a criminal manipulates a legitimate account holder into voluntarily transferring funds to a fraudster-controlled account. Because the sender authorizes the payment themselves, every fraud signal appears clean — making it invisible to traditional fraud tools.
Existing tools focus on the sender side — was the right person logged in, was the device clean, was the session legitimate. KYRi™ focuses on the recipient side — does this recipient actually expect to receive these funds, or are they part of an active scam pattern. Combining both eliminates the blind spot.
No. Early access is designed to be lightweight. We pair you with a dedicated integration team and a sandbox environment — most founding partners are seeing live signals within weeks, not months.