ActionID™ Technology

Uninterrupted in-action MFA
that's immune to fraud.

ActionID™ continuously authenticates the customer's biometrics and screen activity, creating a sealed binding between the person and their intended actions — passively, in the background, with a real-time Boolean decision.

Patent Protected · 12 patents granted & pending

The ActionID™ advantage isn't incremental - it's architectural.

Nearly a dozen granted and pending patents protect the way ActionID fuses anonymized facial biometrics with on-screen action verification — a novel approach that provides a boolean fraud decision.

  • Captures WHAT the user saw on screen, not just how they interacted
  • Verifies WHO is behind the device AND validates data integrity simultaneously
  • Binds identity to action in real-time, preventing fraud before completion
  • Provides irrefutable audit trail — proof of presence, intent, and exact transaction details

Proven in production

Zero

ATO fraud in protected cohorts

With ActionID™ deployed across the customer journey.

80%

Fraud-stack cost reduction

replace multiple vendors with a single Boolean signal.

Enterprise-grade trust

  • SOC 2 Type II

    Annual audit · Active

  • GDPR & CCPA compliant

    Privacy-first · No PII stored

  • Single SDK or no-integration option

    iOS · Android · Web · Days, not months

How it works

From point-in-time auth to continuous, in-action verification.

ActionID™ verifies the user's face and their on-screen actions together — continuously, throughout the session, not just at login. The result: stronger security that removes step-ups instead of adding them.

The shift from point-in-time authentication to continuous, in-action verification changes everything — including what fraud is even possible.

  • Continuous Facial Authentication

    Using the device's camera, ActionID™ continuously captures and analyzes facial biometrics throughout the user's interaction — not just at login.

  • Screen Content Verification

    Captures what the user is actually seeing on their screen and what they're typing — creating an immutable record of intent. Resistant to session hijacking, real-time malware detection, tamper-proof evidence.

  • Boolean Fraud Decision

    Cryptographically binds facial authentication to screen content to allow or stop the transaction. Removes the need for multiple fraud scores. Replaces friction-heavy step-ups. Sealed, immutable transaction record.

Comprehensive fraud protection. Unprecedented.

ActionID™ closes the gap between authentication and action — eliminating the fraud vectors that every other tool only detects after the fact.

Account Takeover Immunity

Continuous validation of presence and biometrics — fraudsters can't take over a session even if they've compromised credentials, executed SIM swaps, or bypassed initial authentication.

Resilient to Deepfake & AI-Based Fraud

Continuous multi-frame liveness paired with real-time identity-and-intent binding makes ActionID™ resistant to deepfake and AI-driven advanced fraud attacks.

Malware & Man-in-the-Middle

Real-time screen capture and form-field monitoring detects malware altering transaction details, MITM attacks, or any divergence between what the user sees and what the bank receives.

Imposter Scams Prevention

Seamless in-action authentication enables banks to proactively prevent a wide range of scams by verifying identities on both sides of a transaction.

First-Party Fraud Proof

Forensic evidence proving the person, the action, and the intent — making it impossible for customers to falsely claim they didn't authorize a transaction.

Session Integrity

Sealed cryptographic binding between identity and action. Sessions cannot be hijacked, replayed, or impersonated mid-flow.

ActionID™ eliminates

  • Account Takeover
  • SIM Swap
  • Session Hijacking
  • Man-in-the-Browser
  • Deepfake Attacks
  • Imposter Scams
  • First-Party Fraud
  • Malware
  • Authorized Push Payment Fraud

Frequently Asked Questions

Have questions? Look here.

FaceID authenticates a person at a single point in time — usually to unlock a device. ActionID™ continuously verifies the person AND binds that verification to specific transaction details in real time, so identity is inseparable from intent throughout the session.

The business case for ActionID™

Eliminate fraud losses and
earn your customers' trust.

Set up a 30-minute meeting with our team and see how you can start cutting fraud losses in less than 3 weeks.