Wire & Payments Verification

Bind identity to every
wire, Zelle, and ACH.

Replace manual callbacks and step-ups with a biometric verification link customers can approve anytime, anywhere, and from any device.

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Manual reviews

−80%

Operations cost reduction from replacing risk-score 'yellow paths' with a Boolean signal.

Dispute resolution

Hours

Tamper-proof transaction proofs collapse weeks of investigation to a same-day resolution.

Customer friction

Zero

No OTP spirals, no step-up pop-ups, no calls to the contact center.

How we do it

Identity bound to the exact transaction — at the moment of action.

Wire and payment fraud is fundamentally a binding problem. The customer authorizes — but to what? ActionID™ verifies the customer's biometric identity AND captures the exact transaction details they see on screen, cryptographically sealing the two together before the payment leaves the bank.

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  • Payment & Wire Verification

    Bind identity to each wire transfer, Zelle, or ACH payment at the moment of action. Eliminate manual reviews.

  • Premium / Fast Track Banking

    Verified customers move faster with higher limits, no friction, no step-up interruptions. Global Entry for banking.

  • First Party Fraud Proof

    Forensic evidence proving the person, the action, and the intent — making it impossible for customers to falsely claim they didn't authorize a transaction.

What the customer sees

Approval bound to the exact wire - on the customer's own device.

Before a dollar moves, the customer confirms the amount, recipient, and destination they actually see - and binds it with a glance. No codes to copy, nothing to mistype.

  • 1

    Live fraud prevention, on by default

    ActionID™ verifies presence and intent the moment the confirmation screen loads.

  • 2

    The exact transaction, in plain view

    Amount, recipient, and bank shown together for user approval.

  • 3

    Sealed before it sends

    The verified approval is cryptographically bound to these precise details.

2:33
Mobile transaction confirmation showing a $25,000 wire to Johnson Construction LLC with live fraud prevention active, ready to enter the recipient account digits

What's eliminated

The whole 'high-risk wire' workflow goes away.

OTP step-ups

No SMS, no phone-app pop-up, no second-channel friction.

Call-center call-backs

No 'we'll call you to confirm this wire' — the verification is in-app.

Manual reviews

Boolean output replaces the analyst queue entirely for verified actions.

Branch-only limits

High-value transactions resolve digitally — no more 'come into a branch.'

Payment rails supported

  • Wires (Domestic + Intl)
  • SWIFT
  • Zelle
  • ACH
  • RTP / FedNow
  • Card-not-Present
  • P2P

Frequently Asked Questions

Have questions? Look here.

It can replace several layers — risk-scoring, manual review, and step-up authentication on high-value wires. Many banks keep their downstream AML/sanctions screening alongside ActionID™. The win is collapsing the front-half of the stack into a single Boolean.

Eliminate the manual review queue.

See how binding identity to action turns a multi-step approval workflow into a single Boolean — without touching your AML or sanctions stack.

Get a Demo